A private credit firm.
About CiFi Capital
We start with a thesis, validate it with our own capital, and scale through disciplined debt facilities.
Operator-led. Institutionally governed. Currently operating in Mexico.
Read our approachOur Discipline
I
Thesis-driven
We invest where unit economics are exceptional, enforcement mechanisms are real, and the existing market has structurally failed to serve demand. We do the work to find these conditions before deploying capital.
II
Debt-first by design
Our portfolio companies scale through progressively larger debt facilities, not equity dilution. The marginal dollar is worth more inside the operating entity than distributed to outside equity.
III
Operationally embedded
We do not write checks and walk away. Our principals run the businesses we capitalize — capital markets, medical operations, commercial relationships, and platform engineering, all in-house.
Current Work
Building Mexico's first institutional surgical lending platform.
CiFi Capital's current operating focus is CiruFia — a surgical financing business serving patients underserved by conventional credit, structured for eventual securitization. We launched the Mexican operating entity in early 2026 and are deploying capital against a validated provider pipeline in Cuernavaca and Guadalajara.
Visit CiruFiaThe next step is a conversation.
We share materials privately with people we have a substantive prior relationship with. If you'd like to start one, the door is open.
Get in touch